10 Most Affordable Clearwater Suburbs to Live In

Clearwater, FL, is an iconic Gulf Coast city. This Floridian city is known for many things, including its clear blue waters and miles of white beaches.

As more people move to Clearwater, it’s important to keep in mind that the median home sale price is $375,000, and the average sale price per square foot is $255. For renters, the average rent price for a 2-bedroom apartment in Clearwater is $2,121.

If those numbers are out of your budget, don’t worry. We’ve got options to help you find a home or apartment. We’ve rounded up a list of the 10 best affordable suburbs of Clearwater, FL, to consider living in – and they’re all under a 35-minute drive from the city. That way you can reside near the city and all its cool activities without paying the premium price of living in Clearwater.

#1: Holiday

Median home price: $251,895 
Average sale price per square foot: $176 
Average rent for a 2-bedroom apartment: $1,540 
Driving distance from Clearwater: 35 minutes
Holiday, FL homes for sale
Holiday, FL apartments for rent

With a median home sale price of $251,895, Holiday claims the first spot on our list of affordable Clearwater suburbs. About a 35-minute drive away from downtown Clearwater, Holiday is home to roughly 24,900 residents. If you’re considering moving to this area make sure to check out everything that makes this suburb unique.

#2: Lealman

Median home price: $277,000 
Average sale price per square foot: $240 
Driving distance from Clearwater: 25 minutes
Lealman, FL homes for sale
Lealman, FL apartments for rent

Just a little more expensive than Holiday is Lealman. Just about 25 minutes from Clearwater, you can relax on Clearwater Beach and explore Pier 60 in just a quick drive. When living in this suburb of 21,200 people, you can spend time exploring the charming downtown.

#3: Pinellas Park

Median home price: $308,000 
Average sale price per square foot: $228 
Driving distance from Clearwater: 25 minutes
Pinellas Park, FL homes for sale
Pinellas Park, FL apartments for rent

Taking the third spot is Pinellas Park. Just 25 minutes outside of Clearwater, you’ll find the home prices are much less expensive. Even with a population of about 53,100, there are plenty of cool areas to explore in Pinellas Park. Make sure to explore Sawgrass Lake Park, visit the Pinellas Park Performing Arts Center, and play a round of golf at the Mainlands Golf Club if you move to the third most affordable suburb. 

#4: Kenneth City

Median home price: $314,950 
Average sale price per square foot: $243 
Driving distance from Clearwater: 30 minutes
Kenneth City, FL homes for sale
Kenneth City, FL apartments for rent

A little more expensive than Pinellas Park is Kenneth City, the next suburb on our list. There are several top attractions you may want to check out in this suburb of Clearwater, FL.

#5: South Highpoint

Median home price: $318,750 
Average sale price per square foot: $226 
Driving distance from Clearwater: 20 minutes
South Highpoint, FL homes for sale
South Highpoint, FL apartments for rent

20 minutes away from downtown Clearwater is South Highpoint, another great suburb to consider moving to. With 5,000 residents, moving to this affordable suburb can keep you close enough to Clearwater, without paying the premium for a home there. Living in South Highpoint, you can and have easy access to all the attractions throughout the city of Clearwater. 

#6: Town ‘n’ Country

Median home price: $340,000 
Average sale price per square foot: $242 
Driving distance from Clearwater: 35 minutes
Town ‘n’ Country, FL homes for sale
Town ‘n’ Country, FL apartments for rent

A recognizable Clearwater suburb is Town ‘n’ Country, where the median home sale price is  about $30K less than in Clearwater. Town ‘n’ Country has about 86,000 residents and is a great suburb to consider renting or buying a house in. You’ll find there are lots of activities to do in this suburb. For example, you can visit Town N Country Nature Preserve, hike the Channel Park Trailhead, and take in the water views, among many other local favorites.

#7: Largo

Median home price: $350,000 
Average sale price per square foot: $274 
Driving distance from Clearwater: 15 minutes
Largo, FL homes for sale
Largo, FL apartments for rent

Claiming the seventh spot on our list of affordable suburbs of Clearwater, FL, is Largo, which is almost a 15-minute drive into the city center. With a population of roughly 82,500, Largo is a great area to live in that’s not nearly as big as Clearwater. Don’t miss out on exploring one of Largo’s many nature preserves and visit the Florida Botanical Gardens to look at the gorgeous flowers once living here.

#8: Seminole

Median home price: $359,900 
Average sale price per square foot: $264 
Driving distance from Clearwater: 25 minutes
Seminole, FL homes for sale
Seminole, FL apartments for rent

If you’ve lived in Clearwater for a while, chances are you know of Seminole. About 19,400 people reside in Seminole, so you’ll have a fraction of Clearwater’s population while remaining only 25 minutes from the city. Be sure to explore Lake Seminole Park and take in views or spend the day Blossom Lake Park once you move to Seminole. 

#9: Palm Harbor

Median home price: $375,000 
Average sale price per square foot: $272 
Driving distance from Clearwater: 20 minutes
Palm Harbor, FL homes for sale
Palm Harbor, FL apartments for rent

Moving to Palm Harbor will give you access to downtown Clearwater in close to 20 minutes – as long as you don’t find yourself in traffic. Just about 61,400 people live in this suburb, but there’s plenty of activities to do in Palm Harbor.

#10: Oldsmar

Median home price: $399,900 
Average sale price per square foot: $253 
Driving distance from Clearwater: 30 minutes
Oldsmar, FL homes for sale
Oldsmar, FL apartments for rent

Claiming the 10th spot on our list of affordable suburbs of Clearwater, FL, is Oldsmar. Without traffic, you’ll find yourself in Clearwater in roughly 30 minutes. This suburb has a population of 14,900 and you can explore the trails at Sheffield Park, visit Empower Adventures Tampa Bay, and shop at the Oldsmar Flea Market. You’ll always find plenty to do on an afternoon or weekend while living in Oldsmar.

Methodology: Affordability is based on whether a suburb’s median home sale price or average sale price per square foot is less than Clearwater and under a 35-minute drive from downtown Clearwater. Median home sale price data from the Redfin Data Center during March 2023. Average rental data from Rent.com March 2023. Population data sourced from the United States Census Bureau.

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