Lloyds to axe 49 more branches as high street banking collapse deepens

Lloyds Banking Group will close another 49 branches across its Lloyds Bank, Halifax and Bank of Scotland brands next year, in the latest blow to Britain’s high streets.

The closures, which will take place between January and October 2026, mark a further retreat from in-person banking as millions of customers move online. Lloyds said the shift reflects changing habits, with 21 million people now using its apps to manage their money.

The move will see 26 Lloyds branches, 10 Halifax branches and 13 Bank of Scotland branches shut their doors. Locations range from Tain in the Scottish Highlands, scheduled to close on January 12, to Wandsworth, London, set to close on January 15.

The group said all affected staff would be offered alternative roles. It will still have 705 branches remaining nationwide: 359 Lloyds, 269 Halifax and 77 Bank of Scotland.

To offset the closures, Lloyds has pledged to support cash access in affected communities. Link, the UK’s cash machine network, has recommended 11 new banking hubs in towns including Buxton, Camborne, Chepstow, Deal, Gorseinon, Grangemouth, Harborne, Hawick, Ryde, Stamford and Totton. Customers can also use Post Offices and more than 30,000 PayPoint locations to access banking services.

The announcement comes just a week after NatWest said it would axe 46 mobile branches across the UK, underlining the scale of the shift towards digital banking.

Lloyds insisted the closures were part of its strategy to “bring together the best in digital convenience with our people.” A spokesperson said: “Alongside our app, our customers can use any Lloyds, Halifax or Bank of Scotland branch, the Post Office or banking hubs for their everyday banking.”

Bank branches set for closure

Alfreton, Derbyshire – January 19

Ammanford, Carmarthenshire, Wales – January 12

Bideford, Devon – January 13

Harborne, West Midlands – October 9

Camborne, Cornwall – October 7

Chepstow, Monmouthshire, Wales – October 7

Chester-le-Street, Co Durham – January 14

Deal, Kent – January 22

Fleet, Hampshire – January 13

Gillingham, Dorset – January 8

Gorseinon, Swansea, Wales – October 12

Havant, Hampshire – January 19

Hedge End, Hampshire – January 21

Hedon, Yorkshire – January 28

Ivybridge, Devon – January 14

Lewes, East Sussex – January 19

Mitcham, London – January 8

New Addington, London – January 14

Okehampton, Devon – March 25

Penzance, Cornwall – January 21

Petersfield, Hampshire – January 21

Ryde, Isle of Wight – January 21

Stamford, Lincolnshire – January 20

Swadlincote, Derbyshire – January 20

Buxton, Derbyshire – January 20

Totnes, Devon – January 8

Totton, Hampshire – January 19

Deal, Kent – January 22

Hastings, East Sussex – January 22

Havant, Hampshire – January 15

Middleton, Greater Manchester – January 8

Seaford, East Sussex – January 19

Skipton, Yorkshire – January 26

Wandsworth, London – January 15

Yeovil, Somerset – January 12

Bellshill, North Lanarkshire – January 12

Castle Douglas, Dumfries and Galloway – January 22

Dingwall, Easter Ross – March 25

Erskine, Renfrewshire – January 13

Gairloch, Wester Ross, – January 15

Glasgow Anniesland – January 12

Grangemouth, Falkirk – October 9

Hawick, Roxburghshire – October 7

Largs, North Ayrshire – March 25

Larkhall, South Lanarkshire – January 8

Nairn, Highlands – January 20

St Andrews, Fife – January 20

Tain, Highlands – January 12

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Lloyds to axe 49 more branches as high street banking collapse deepens